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NEW QUESTION 47
Who can place business directly with a Lloyd's underwriter?
- A. Lloyd's brokers only.
- B. Members of the public.
- C. Lloyd's brokers and other intermediaries.
- D. Lloyd's agents.
Answer: C
NEW QUESTION 48
How do an insurer's subrogation rights differ, if at all, between a theft policy and a personal accident policy?
- A. Subrogation rights only apply under a theft policy.
- B. Subrogation rights do not apply under either policy.
- C. Subrogation rights apply under both policies.
- D. Subrogation rights only apply under a personal accident policy.
Answer: A
NEW QUESTION 49
In a chain of events, the proximate cause of a loss is always the
- A. only event which is not excluded by the terms of the policy.
- B. only event contributing towards the loss.
- C. last event before the loss occurs.
- D. dominant event leading to the loss.
Answer: D
NEW QUESTION 50
In accordance with the principle of good faith, which facts must a potential policyholder disclose to the insurer when applying for insurance?
- A. Any facts of law.
- B. Any facts which are in the public domain.
- C. Only those facts considered likely to reduce the cost of cover
- D. Any facts which are considered material to the risk.
Answer: D
NEW QUESTION 51
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