Home Loan New Interest Rate

The list of banks is mentioned in the table with their respective home loan new interest rates. This is the latest list of 2022 from various banks which include public as well as private banks. These are major banks from where you can get a home loan at the lowest interest rates, even if it will help you to compare the interest rates of several banks. There are certain other charges that may impose on the amount like processing fees, and it may also vary from one lender to another lender.    


Starting Interest Rate (p.a.)

Kotak Mahindra Bank                             7.50% p.a. onwards

Citibank                                                    6.65% p.a. onwards

IDBI Bank                                                 7.60%

Axis Bank                                                 7.60% p.a. onwards

Bank of India                                            7.30% p.a. onwards

Karur Vysya Bank                                    8.05%

Saraswat Bank Home Loan                     7.50% p.a. onwards

Union Bank of India                                 7.90% p.a. onwards

Bank of Baroda                                        7.45% p.a. onwards

Punjab National Bank                              7.40% p.a. onward

United Bank of India                                7.50% p.a. onwards

Central Bank of India                               7.20% p.a. to 7.65% p.a.

Bank of Maharashtra                                7.30% p.a. onwards

IDFC First Bank                                         7.50% p.a. onwards

Punjab and Sind Bank                              7.50% p.a. onwards

State Bank of India                                    8.05% p.a. onwards

HDFC Home Loans                                    8.10% p.a. onwards

Canara Bank                                               7.60% p.a. to 9.80% p.a.

Indian Overseas Bank                                7.05% p.a. onwards